Why should I learn tools like Python when AI can just do it? I hear this a lot from finance pros.
Yes, AI is powerful, but without clear direction, it often produces confident nonsense. In finance, that’s a risk you can’t afford.
Because, in this field, a single mistake can erode trust fast. The real value isn’t just in using AI, it’s in guiding it with precision.
Here’s are 2 prompts, to highlight my point:
- The analyst without tech fluency:
“Build me a financial model.”
- The analyst with tech fluency:
“Pull 5 years of historicals, project 3 growth scenarios, apply a terminal multiple, and show sensitivity to margin shifts.”
With the same AI tool, the outcome will be totally different (please find the picture below).
Knowing tools like Python or Power Query helps you think in a more specific way, ask better questions, and get more relevant answers.
Don’t just use AI. Learn how to lead it.
That’s how you stay valuable in this era of finance.